Be Your Own Financial Adviser
The Comprehensive Guide to Wealth and Financial Planning

Be Your Own Financial Adviser will show you how to:
* Stress-test your financial decisions
* Take advantage of legal tax breaks
* Achieve your financial goals
* Manage and preserve your wealth Accessing financial products and services is not difficult - there is no shortage of commercials, advertisements, direct mail, email and marketing calls to entice you to take out loans, buy insurance and invest your money. But choosing which products are right for you can be a hit and miss approach. Good financial planning requires a systematic strategy. You should start by assessing your own particular circumstances, attitudes and timescales and then work out how you can implement your strategy on a long term basis. Let Be Your Own Financial Adviser be your guide to making better financial decisions. It includes advice on the following: Financial planning Do you need an adviser? Protecting your income Providing for your family Health and care Somewhere to live Building a pension Retirement choices Saving and investing Managing your wealth Passing it on

Introduction
PART 1: PLANNING AND ADVICE
1
Financial planning
2
Do you need an adviser?
PART 2: PLANNING FOR PROTECTION
3
Protecting your income
4
Providing for your family
5
Health and care
PART 3: BUILDING AND MANAGING YOUR WEALTH
6
Somewhere to live
7
Building a pension
8
Retirement choices
9
Saving and investing
10
Managing your wealth
11
Passing it on
APPENDICES
A
The UK tax and tax credit systems
B
Useful contacts and further information